🇺🇸 United States ZIP Code

STANDARD

13324

Cold Brook

ZIP Code 13324 is a standard zip code serving Cold Brook, Cold Brook, New York (NY), in Herkimer County, United States. It has an estimated population of 2,149 with a median household income of $37,055. The area falls within the America/New_York timezone.

Median Household Income vs. National Average

Location

Country: 🇺🇸 United States
State / Province: New York (NY)
County: Herkimer
City: Cold Brook
Timezone: America/New_York

Coordinates

Latitude: 43.302400
Longitude: -74.997700

Geographic Details

Land Area: 119.35 mi²
Water Area: 4.38 mi²
Population Density: 18.0 people per mi² (20th percentile)
Bounding Box: 43.460043°N, 43.214732°S, -74.792390°E, -75.111775°W

With 2,149 residents spread across 119.35 square miles, this area has a population density of 18.0 people per square mile.

Demographics

2,149

Population

40th percentile

$37,055

Median Income

20th percentile

$88,200

Median Home Value

25th percentile

119.35 mi²

Land Area

The median household income in 13324 is $37,055, and the median home value is $88,200. This is below the national average for household income.

Housing

1,438

Total Units

877

Occupied Units

61.0%

Occupancy Rate

Similar ZIP Codes in New York

ZIP codes with similar median household income in New York.

14737

Franklinville

$37,113

14517

Nunda

$39,970

13635

Edwards

$33,194

13408

Morrisville

$41,548

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Ogdensburg

$41,835

13820

Oneonta

$42,345

14065

Freedom

$40,848

12078

Gloversville

$37,766

Frequently Asked Questions

What information is available for each ZIP code?

Each ZIP code page shows city, state, county, geographic coordinates, timezone, population, median household income, median home value, housing units, land area, population density, commute time, educational attainment, area codes, and ZIP code type (Standard, PO Box, or Unique).

What are the different types of ZIP codes?

There are three types of ZIP codes: Standard (residential and commercial delivery areas), PO Box (assigned to post office box sections), and Unique (assigned to a single high-volume address like a government agency or large company). Standard ZIP codes are the most common.

How often is ZIP code data updated?

ZIP code assignments are updated quarterly by the USPS. Demographic data comes from the US Census Bureau's American Community Survey (ACS), which releases new 5-year estimates annually. ZipFYI updates its data to reflect the latest available information.

What is population density and why does it matter?

Population density measures the number of people per square mile in a ZIP code area. It helps identify urban vs. rural areas, affects real estate values, impacts service availability, and is used in market analysis. Dense urban ZIP codes may have 50,000+ people per square mile.

How are ZIP code boundaries determined?

ZIP code boundaries are determined by the USPS based on mail delivery routes, not political or geographic boundaries. They follow carrier routes and may cross city, county, or even state lines. Boundaries can change when the USPS reorganizes delivery operations.

What does median household income tell me about a ZIP code?

Median household income is the middle value when all household incomes in a ZIP code are sorted. Half of households earn more and half earn less. It is a better indicator of typical earnings than average income, which can be skewed by very high or very low outliers.