🇺🇸 United States ZIP Code

STANDARD

13320

Cherry Valley

ZIP Code 13320 is a standard zip code serving Cherry Valley, Cherry Valley, New York (NY), in Otsego County, United States. It has an estimated population of 2,018 with a median household income of $44,464. The area falls within the America/New_York timezone.

Median Household Income vs. National Average

Location

Country: 🇺🇸 United States
State / Province: New York (NY)
County: Otsego
City: Cherry Valley
Timezone: America/New_York

Coordinates

Latitude: 42.782300
Longitude: -74.744400

Geographic Details

Land Area: 76.86 mi²
Water Area: 0.15 mi²
Population Density: 26.0 people per mi² (25th percentile)
Bounding Box: 42.869217°N, 42.680392°S, -74.649074°E, -74.847356°W

With 2,018 residents spread across 76.86 square miles, this area has a population density of 26.0 people per square mile.

Demographics

2,018

Population

40th percentile

$44,464

Median Income

40th percentile

$145,100

Median Home Value

55th percentile

76.86 mi²

Land Area

The median household income in 13320 is $44,464, and the median home value is $145,100.

Housing

1,190

Total Units

857

Occupied Units

72.0%

Occupancy Rate

Similar ZIP Codes in New York

ZIP codes with similar median household income in New York.

12428

Ellenville

$44,718

12883

Ticonderoga

$42,083

13835

Richford

$48,333

13731

Andes

$46,000

14510

Mount Morris

$43,750

14879

Savona

$45,119

13619

Carthage

$45,888

12401

Kingston

$47,225

Frequently Asked Questions

What information is available for each ZIP code?

Each ZIP code page shows city, state, county, geographic coordinates, timezone, population, median household income, median home value, housing units, land area, population density, commute time, educational attainment, area codes, and ZIP code type (Standard, PO Box, or Unique).

What are the different types of ZIP codes?

There are three types of ZIP codes: Standard (residential and commercial delivery areas), PO Box (assigned to post office box sections), and Unique (assigned to a single high-volume address like a government agency or large company). Standard ZIP codes are the most common.

How often is ZIP code data updated?

ZIP code assignments are updated quarterly by the USPS. Demographic data comes from the US Census Bureau's American Community Survey (ACS), which releases new 5-year estimates annually. ZipFYI updates its data to reflect the latest available information.

What is population density and why does it matter?

Population density measures the number of people per square mile in a ZIP code area. It helps identify urban vs. rural areas, affects real estate values, impacts service availability, and is used in market analysis. Dense urban ZIP codes may have 50,000+ people per square mile.

How are ZIP code boundaries determined?

ZIP code boundaries are determined by the USPS based on mail delivery routes, not political or geographic boundaries. They follow carrier routes and may cross city, county, or even state lines. Boundaries can change when the USPS reorganizes delivery operations.

What does median household income tell me about a ZIP code?

Median household income is the middle value when all household incomes in a ZIP code are sorted. Half of households earn more and half earn less. It is a better indicator of typical earnings than average income, which can be skewed by very high or very low outliers.