🇺🇸 United States ZIP Code

STANDARD

95628

Fair Oaks

ZIP Code 95628 is a standard zip code serving Fair Oaks, Fair Oaks, California (CA), in Sacramento County, United States. It has an estimated population of 40,196 with a median household income of $73,720. The area falls within the America/Los_Angeles timezone.

Median Household Income vs. National Average

Location

Country: 🇺🇸 United States
State / Province: California (CA)
County: Sacramento
City: Fair Oaks
Timezone: America/Los_Angeles

Coordinates

Latitude: 38.655400
Longitude: -121.261100

Geographic Details

Land Area: 12.75 mi²
Water Area: 0.45 mi²
Population Density: 3151.0 people per mi² (85th percentile)
Bounding Box: 38.682855°N, 38.620604°S, -121.192558°E, -121.312707°W

With 40,196 residents spread across 12.75 square miles, this area has a population density of 3151.0 people per square mile.

Demographics

40,196

Population

95th percentile

$73,720

Median Income

85th percentile

$332,200

Median Home Value

90th percentile

12.75 mi²

Land Area

The median household income in 95628 is $73,720, and the median home value is $332,200. This places the area in the top 25% nationally for household income.

Housing

17,294

Total Units

16,360

Occupied Units

94.6%

Occupancy Rate

Similar ZIP Codes in California

ZIP codes with similar median household income in California.

95682

Shingle Springs

$77,718

90305

Inglewood

$64,735

93920

Big Sur

$81,125

91106

Pasadena

$66,250

95633

Garden Valley

$65,603

94303

Palo Alto

$80,127

92313

Grand Terrace

$64,129

95722

Meadow Vista

$69,231

Frequently Asked Questions

What information is available for each ZIP code?

Each ZIP code page shows city, state, county, geographic coordinates, timezone, population, median household income, median home value, housing units, land area, population density, commute time, educational attainment, area codes, and ZIP code type (Standard, PO Box, or Unique).

What are the different types of ZIP codes?

There are three types of ZIP codes: Standard (residential and commercial delivery areas), PO Box (assigned to post office box sections), and Unique (assigned to a single high-volume address like a government agency or large company). Standard ZIP codes are the most common.

How often is ZIP code data updated?

ZIP code assignments are updated quarterly by the USPS. Demographic data comes from the US Census Bureau's American Community Survey (ACS), which releases new 5-year estimates annually. ZipFYI updates its data to reflect the latest available information.

What is population density and why does it matter?

Population density measures the number of people per square mile in a ZIP code area. It helps identify urban vs. rural areas, affects real estate values, impacts service availability, and is used in market analysis. Dense urban ZIP codes may have 50,000+ people per square mile.

How are ZIP code boundaries determined?

ZIP code boundaries are determined by the USPS based on mail delivery routes, not political or geographic boundaries. They follow carrier routes and may cross city, county, or even state lines. Boundaries can change when the USPS reorganizes delivery operations.

What does median household income tell me about a ZIP code?

Median household income is the middle value when all household incomes in a ZIP code are sorted. Half of households earn more and half earn less. It is a better indicator of typical earnings than average income, which can be skewed by very high or very low outliers.