🇺🇸 United States ZIP Code

STANDARD

95386

Waterford

ZIP Code 95386 is a standard zip code serving Waterford, Waterford, California (CA), in Stanislaus County, United States. It has an estimated population of 9,877 with a median household income of $52,560. The area falls within the America/Los_Angeles timezone.

Median Household Income vs. National Average

Location

Country: 🇺🇸 United States
State / Province: California (CA)
County: Stanislaus
City: Waterford
Timezone: America/Los_Angeles

Coordinates

Latitude: 37.652000
Longitude: -120.729200

Geographic Details

Land Area: 84.88 mi²
Water Area: 2.57 mi²
Population Density: 116.0 people per mi² (55th percentile)
Bounding Box: 37.734081°N, 37.618632°S, -120.441447°E, -120.813553°W

With 9,877 residents spread across 84.88 square miles, this area has a population density of 116.0 people per square mile.

Demographics

9,877

Population

65th percentile

$52,560

Median Income

60th percentile

$145,900

Median Home Value

55th percentile

84.88 mi²

Land Area

The median household income in 95386 is $52,560, and the median home value is $145,900.

Housing

3,203

Total Units

2,956

Occupied Units

92.3%

Occupancy Rate

Similar ZIP Codes in California

ZIP codes with similar median household income in California.

93436

Lompoc

$52,032

95547

Hydesville

$58,250

93553

Pearblossom

$50,132

95968

Palermo

$46,618

91331

Pacoima

$51,477

92354

Loma Linda

$58,700

92322

Cedarpines Park

$56,292

94609

Oakland

$52,400

Frequently Asked Questions

What information is available for each ZIP code?

Each ZIP code page shows city, state, county, geographic coordinates, timezone, population, median household income, median home value, housing units, land area, population density, commute time, educational attainment, area codes, and ZIP code type (Standard, PO Box, or Unique).

What are the different types of ZIP codes?

There are three types of ZIP codes: Standard (residential and commercial delivery areas), PO Box (assigned to post office box sections), and Unique (assigned to a single high-volume address like a government agency or large company). Standard ZIP codes are the most common.

How often is ZIP code data updated?

ZIP code assignments are updated quarterly by the USPS. Demographic data comes from the US Census Bureau's American Community Survey (ACS), which releases new 5-year estimates annually. ZipFYI updates its data to reflect the latest available information.

What is population density and why does it matter?

Population density measures the number of people per square mile in a ZIP code area. It helps identify urban vs. rural areas, affects real estate values, impacts service availability, and is used in market analysis. Dense urban ZIP codes may have 50,000+ people per square mile.

How are ZIP code boundaries determined?

ZIP code boundaries are determined by the USPS based on mail delivery routes, not political or geographic boundaries. They follow carrier routes and may cross city, county, or even state lines. Boundaries can change when the USPS reorganizes delivery operations.

What does median household income tell me about a ZIP code?

Median household income is the middle value when all household incomes in a ZIP code are sorted. Half of households earn more and half earn less. It is a better indicator of typical earnings than average income, which can be skewed by very high or very low outliers.