🇺🇸 United States ZIP Code

STANDARD

95065

Santa Cruz

ZIP Code 95065 is a standard zip code serving Santa Cruz, Santa Cruz, California (CA), in Santa Cruz County, United States. It has an estimated population of 8,113 with a median household income of $85,156. The area falls within the America/Los_Angeles timezone.

Median Household Income vs. National Average

Location

Country: 🇺🇸 United States
State / Province: California (CA)
County: Santa Cruz
City: Santa Cruz
Timezone: America/Los_Angeles

Coordinates

Latitude: 37.008900
Longitude: -121.984900

Geographic Details

Land Area: 11.19 mi²
Population Density: 725.0 people per mi² (75th percentile)
Bounding Box: 37.085795°N, 36.983241°S, -121.946402°E, -122.013275°W

With 8,113 residents spread across 11.19 square miles, this area has a population density of 725.0 people per square mile.

Demographics

8,113

Population

65th percentile

$85,156

Median Income

90th percentile

$659,500

Median Home Value

95th percentile

11.19 mi²

Land Area

The median household income in 95065 is $85,156, and the median home value is $659,500. This places the area in the top 25% nationally for household income.

Housing

3,361

Total Units

3,198

Occupied Units

95.2%

Occupancy Rate

Nearby ZIP Codes

Other zip codes in Santa Cruz, CA.

95060

Santa Cruz

95061

Santa Cruz

95062

Santa Cruz

95063

Santa Cruz

95064

Santa Cruz

Similar ZIP Codes in California

ZIP codes with similar median household income in California.

92082

Valley Center

$81,835

92662

Newport Beach

$78,750

93314

Bakersfield

$95,830

91423

Sherman Oaks

$74,011

91709

Chino Hills

$96,497

92653

Laguna Hills

$91,878

91789

Walnut

$91,623

94560

Newark

$85,847

Frequently Asked Questions

What information is available for each ZIP code?

Each ZIP code page shows city, state, county, geographic coordinates, timezone, population, median household income, median home value, housing units, land area, population density, commute time, educational attainment, area codes, and ZIP code type (Standard, PO Box, or Unique).

What are the different types of ZIP codes?

There are three types of ZIP codes: Standard (residential and commercial delivery areas), PO Box (assigned to post office box sections), and Unique (assigned to a single high-volume address like a government agency or large company). Standard ZIP codes are the most common.

How often is ZIP code data updated?

ZIP code assignments are updated quarterly by the USPS. Demographic data comes from the US Census Bureau's American Community Survey (ACS), which releases new 5-year estimates annually. ZipFYI updates its data to reflect the latest available information.

What is population density and why does it matter?

Population density measures the number of people per square mile in a ZIP code area. It helps identify urban vs. rural areas, affects real estate values, impacts service availability, and is used in market analysis. Dense urban ZIP codes may have 50,000+ people per square mile.

How are ZIP code boundaries determined?

ZIP code boundaries are determined by the USPS based on mail delivery routes, not political or geographic boundaries. They follow carrier routes and may cross city, county, or even state lines. Boundaries can change when the USPS reorganizes delivery operations.

What does median household income tell me about a ZIP code?

Median household income is the middle value when all household incomes in a ZIP code are sorted. Half of households earn more and half earn less. It is a better indicator of typical earnings than average income, which can be skewed by very high or very low outliers.