🇺🇸 United States ZIP Code

STANDARD

80538

Loveland

ZIP Code 80538 is a standard zip code serving Loveland, Loveland, Colorado (CO), in Larimer County, United States. It has an estimated population of 43,930 with a median household income of $61,799. The area falls within the America/Denver timezone.

Median Household Income vs. National Average

Location

Country: 🇺🇸 United States
State / Province: Colorado (CO)
County: Larimer
City: Loveland
Timezone: America/Denver

Coordinates

Latitude: 40.426200
Longitude: -105.090000

Geographic Details

Land Area: 108.00 mi²
Water Area: 4.92 mi²
Population Density: 407.0 people per mi² (70th percentile)
Bounding Box: 40.595341°N, 40.404908°S, -104.944222°E, -105.364511°W

With 43,930 residents spread across 108.00 square miles, this area has a population density of 407.0 people per square mile.

Demographics

43,930

Population

95th percentile

$61,799

Median Income

75th percentile

$224,800

Median Home Value

75th percentile

108.00 mi²

Land Area

The median household income in 80538 is $61,799, and the median home value is $224,800. This places the area in the top 25% nationally for household income.

Housing

18,394

Total Units

17,581

Occupied Units

95.6%

Occupancy Rate

Nearby ZIP Codes

Other zip codes in Loveland, CO.

80537

Loveland

80539

Loveland

Similar ZIP Codes in Colorado

ZIP codes with similar median household income in Colorado.

80113

Englewood

$53,185

80227

Denver

$59,100

80233

Denver

$58,820

80644

Kersey

$69,611

81236

Nathrop

$61,375

80210

Denver

$66,788

80524

Fort Collins

$56,938

80435

Dillon

$54,756

Frequently Asked Questions

What information is available for each ZIP code?

Each ZIP code page shows city, state, county, geographic coordinates, timezone, population, median household income, median home value, housing units, land area, population density, commute time, educational attainment, area codes, and ZIP code type (Standard, PO Box, or Unique).

What are the different types of ZIP codes?

There are three types of ZIP codes: Standard (residential and commercial delivery areas), PO Box (assigned to post office box sections), and Unique (assigned to a single high-volume address like a government agency or large company). Standard ZIP codes are the most common.

How often is ZIP code data updated?

ZIP code assignments are updated quarterly by the USPS. Demographic data comes from the US Census Bureau's American Community Survey (ACS), which releases new 5-year estimates annually. ZipFYI updates its data to reflect the latest available information.

What is population density and why does it matter?

Population density measures the number of people per square mile in a ZIP code area. It helps identify urban vs. rural areas, affects real estate values, impacts service availability, and is used in market analysis. Dense urban ZIP codes may have 50,000+ people per square mile.

How are ZIP code boundaries determined?

ZIP code boundaries are determined by the USPS based on mail delivery routes, not political or geographic boundaries. They follow carrier routes and may cross city, county, or even state lines. Boundaries can change when the USPS reorganizes delivery operations.

What does median household income tell me about a ZIP code?

Median household income is the middle value when all household incomes in a ZIP code are sorted. Half of households earn more and half earn less. It is a better indicator of typical earnings than average income, which can be skewed by very high or very low outliers.