🇺🇸 United States ZIP Code

STANDARD

68944

Harvard

ZIP Code 68944 is a standard zip code serving Harvard, Harvard, Nebraska (NE), in Clay County, United States. It has an estimated population of 1,323 with a median household income of $46,438. The area falls within the America/Chicago timezone.

Median Household Income vs. National Average

Location

Country: 🇺🇸 United States
State / Province: Nebraska (NE)
County: Clay
City: Harvard
Timezone: America/Chicago

Coordinates

Latitude: 40.626500
Longitude: -98.084600

Geographic Details

Land Area: 104.90 mi²
Water Area: 0.26 mi²
Population Density: 13.0 people per mi² (15th percentile)
Bounding Box: 40.756372°N, 40.561017°S, -97.957266°E, -98.222452°W

With 1,323 residents spread across 104.90 square miles, this area has a population density of 13.0 people per square mile.

Demographics

1,323

Population

30th percentile

$46,438

Median Income

45th percentile

$67,200

Median Home Value

10th percentile

104.90 mi²

Land Area

The median household income in 68944 is $46,438, and the median home value is $67,200.

Housing

588

Total Units

488

Occupied Units

83.0%

Occupancy Rate

Similar ZIP Codes in Nebraska

ZIP codes with similar median household income in Nebraska.

68758

Newman Grove

$42,283

69153

Ogallala

$41,853

69022

Cambridge

$44,688

69341

Gering

$50,060

68410

Nebraska City

$47,764

68660

Saint Edward

$41,875

68781

Tilden

$45,417

68927

Bertrand

$50,000

Frequently Asked Questions

What information is available for each ZIP code?

Each ZIP code page shows city, state, county, geographic coordinates, timezone, population, median household income, median home value, housing units, land area, population density, commute time, educational attainment, area codes, and ZIP code type (Standard, PO Box, or Unique).

What are the different types of ZIP codes?

There are three types of ZIP codes: Standard (residential and commercial delivery areas), PO Box (assigned to post office box sections), and Unique (assigned to a single high-volume address like a government agency or large company). Standard ZIP codes are the most common.

How often is ZIP code data updated?

ZIP code assignments are updated quarterly by the USPS. Demographic data comes from the US Census Bureau's American Community Survey (ACS), which releases new 5-year estimates annually. ZipFYI updates its data to reflect the latest available information.

What is population density and why does it matter?

Population density measures the number of people per square mile in a ZIP code area. It helps identify urban vs. rural areas, affects real estate values, impacts service availability, and is used in market analysis. Dense urban ZIP codes may have 50,000+ people per square mile.

How are ZIP code boundaries determined?

ZIP code boundaries are determined by the USPS based on mail delivery routes, not political or geographic boundaries. They follow carrier routes and may cross city, county, or even state lines. Boundaries can change when the USPS reorganizes delivery operations.

What does median household income tell me about a ZIP code?

Median household income is the middle value when all household incomes in a ZIP code are sorted. Half of households earn more and half earn less. It is a better indicator of typical earnings than average income, which can be skewed by very high or very low outliers.