🇺🇸 United States ZIP Code

STANDARD

55614

Silver Bay

ZIP Code 55614 is a standard zip code serving Silver Bay, Silver Bay, Minnesota (MN), in Lake County, United States. It has an estimated population of 2,627 with a median household income of $42,571. The area falls within the America/Chicago timezone.

Median Household Income vs. National Average

Location

Country: 🇺🇸 United States
State / Province: Minnesota (MN)
County: Lake
City: Silver Bay
Timezone: America/Chicago

Coordinates

Latitude: 47.358500
Longitude: -91.220500

Geographic Details

Land Area: 243.78 mi²
Water Area: 15.20 mi²
Population Density: 11.0 people per mi² (10th percentile)
Bounding Box: 47.534526°N, 47.183940°S, -91.018547°E, -91.639658°W

With 2,627 residents spread across 243.78 square miles, this area has a population density of 11.0 people per square mile.

Demographics

2,627

Population

45th percentile

$42,571

Median Income

35th percentile

$103,700

Median Home Value

35th percentile

243.78 mi²

Land Area

The median household income in 55614 is $42,571, and the median home value is $103,700.

Housing

1,571

Total Units

1,163

Occupied Units

74.0%

Occupancy Rate

Similar ZIP Codes in Minnesota

ZIP codes with similar median household income in Minnesota.

55007

Brook Park

$45,161

55030

Grasston

$40,605

55037

Hinckley

$37,522

55051

Mora

$46,610

55063

Pine City

$47,556

55072

Sandstone

$41,206

55101

Saint Paul

$40,300

55102

Saint Paul

$46,255

Frequently Asked Questions

What information is available for each ZIP code?

Each ZIP code page shows city, state, county, geographic coordinates, timezone, population, median household income, median home value, housing units, land area, population density, commute time, educational attainment, area codes, and ZIP code type (Standard, PO Box, or Unique).

What are the different types of ZIP codes?

There are three types of ZIP codes: Standard (residential and commercial delivery areas), PO Box (assigned to post office box sections), and Unique (assigned to a single high-volume address like a government agency or large company). Standard ZIP codes are the most common.

How often is ZIP code data updated?

ZIP code assignments are updated quarterly by the USPS. Demographic data comes from the US Census Bureau's American Community Survey (ACS), which releases new 5-year estimates annually. ZipFYI updates its data to reflect the latest available information.

What is population density and why does it matter?

Population density measures the number of people per square mile in a ZIP code area. It helps identify urban vs. rural areas, affects real estate values, impacts service availability, and is used in market analysis. Dense urban ZIP codes may have 50,000+ people per square mile.

How are ZIP code boundaries determined?

ZIP code boundaries are determined by the USPS based on mail delivery routes, not political or geographic boundaries. They follow carrier routes and may cross city, county, or even state lines. Boundaries can change when the USPS reorganizes delivery operations.

What does median household income tell me about a ZIP code?

Median household income is the middle value when all household incomes in a ZIP code are sorted. Half of households earn more and half earn less. It is a better indicator of typical earnings than average income, which can be skewed by very high or very low outliers.