🇺🇸 United States ZIP Code

STANDARD

50703

Waterloo

ZIP Code 50703 is a standard zip code serving Waterloo, Waterloo, Iowa (IA), in Black Hawk County, United States. It has an estimated population of 19,863 with a median household income of $33,184. The area falls within the America/Chicago timezone.

Median Household Income vs. National Average

Location

Country: 🇺🇸 United States
State / Province: Iowa (IA)
County: Black Hawk
City: Waterloo
Timezone: America/Chicago

Coordinates

Latitude: 42.514900
Longitude: -92.326900

Geographic Details

Land Area: 93.69 mi²
Water Area: 0.80 mi²
Population Density: 212.0 people per mi² (60th percentile)
Bounding Box: 42.642260°N, 42.469243°S, -92.120927°E, -92.417424°W

With 19,863 residents spread across 93.69 square miles, this area has a population density of 212.0 people per square mile.

Demographics

19,863

Population

80th percentile

$33,184

Median Income

10th percentile

$75,400

Median Home Value

15th percentile

93.69 mi²

Land Area

The median household income in 50703 is $33,184, and the median home value is $75,400. This is below the national average for household income.

Housing

8,605

Total Units

7,752

Occupied Units

90.1%

Occupancy Rate

Nearby ZIP Codes

Other zip codes in Waterloo, IA.

50701

Waterloo

50702

Waterloo

50704

Waterloo

Similar ZIP Codes in Iowa

ZIP codes with similar median household income in Iowa.

50309

Des Moines

$32,256

50645

Ionia

$36,086

52802

Davenport

$31,568

52632

Keokuk

$35,901

50140

Lamoni

$35,076

51103

Sioux City

$37,143

52563

Hedrick

$37,969

51006

Battle Creek

$33,315

Frequently Asked Questions

What information is available for each ZIP code?

Each ZIP code page shows city, state, county, geographic coordinates, timezone, population, median household income, median home value, housing units, land area, population density, commute time, educational attainment, area codes, and ZIP code type (Standard, PO Box, or Unique).

What are the different types of ZIP codes?

There are three types of ZIP codes: Standard (residential and commercial delivery areas), PO Box (assigned to post office box sections), and Unique (assigned to a single high-volume address like a government agency or large company). Standard ZIP codes are the most common.

How often is ZIP code data updated?

ZIP code assignments are updated quarterly by the USPS. Demographic data comes from the US Census Bureau's American Community Survey (ACS), which releases new 5-year estimates annually. ZipFYI updates its data to reflect the latest available information.

What is population density and why does it matter?

Population density measures the number of people per square mile in a ZIP code area. It helps identify urban vs. rural areas, affects real estate values, impacts service availability, and is used in market analysis. Dense urban ZIP codes may have 50,000+ people per square mile.

How are ZIP code boundaries determined?

ZIP code boundaries are determined by the USPS based on mail delivery routes, not political or geographic boundaries. They follow carrier routes and may cross city, county, or even state lines. Boundaries can change when the USPS reorganizes delivery operations.

What does median household income tell me about a ZIP code?

Median household income is the middle value when all household incomes in a ZIP code are sorted. Half of households earn more and half earn less. It is a better indicator of typical earnings than average income, which can be skewed by very high or very low outliers.