🇺🇸 United States ZIP Code

STANDARD

50702

Waterloo

ZIP Code 50702 is a standard zip code serving Waterloo, Waterloo, Iowa (IA), in Black Hawk County, United States. It has an estimated population of 19,970 with a median household income of $40,561. The area falls within the America/Chicago timezone.

Median Household Income vs. National Average

Location

Country: 🇺🇸 United States
State / Province: Iowa (IA)
County: Black Hawk
City: Waterloo
Timezone: America/Chicago

Coordinates

Latitude: 42.473100
Longitude: -92.336500

Geographic Details

Land Area: 9.38 mi²
Water Area: 0.51 mi²
Population Density: 2129.0 people per mi² (85th percentile)
Bounding Box: 42.495299°N, 42.401691°S, -92.251635°E, -92.359480°W

With 19,970 residents spread across 9.38 square miles, this area has a population density of 2129.0 people per square mile.

Demographics

19,970

Population

80th percentile

$40,561

Median Income

30th percentile

$100,900

Median Home Value

35th percentile

9.38 mi²

Land Area

The median household income in 50702 is $40,561, and the median home value is $100,900.

Housing

8,967

Total Units

8,492

Occupied Units

94.7%

Occupancy Rate

Nearby ZIP Codes

Other zip codes in Waterloo, IA.

50701

Waterloo

50703

Waterloo

50704

Waterloo

Similar ZIP Codes in Iowa

ZIP codes with similar median household income in Iowa.

52553

Eddyville

$44,833

50525

Clarion

$39,200

52554

Eldon

$35,568

52659

Winfield

$45,588

51601

Shenandoah

$42,888

51248

Sanborn

$42,621

52001

Dubuque

$42,611

52728

Buffalo

$43,819

Frequently Asked Questions

What information is available for each ZIP code?

Each ZIP code page shows city, state, county, geographic coordinates, timezone, population, median household income, median home value, housing units, land area, population density, commute time, educational attainment, area codes, and ZIP code type (Standard, PO Box, or Unique).

What are the different types of ZIP codes?

There are three types of ZIP codes: Standard (residential and commercial delivery areas), PO Box (assigned to post office box sections), and Unique (assigned to a single high-volume address like a government agency or large company). Standard ZIP codes are the most common.

How often is ZIP code data updated?

ZIP code assignments are updated quarterly by the USPS. Demographic data comes from the US Census Bureau's American Community Survey (ACS), which releases new 5-year estimates annually. ZipFYI updates its data to reflect the latest available information.

What is population density and why does it matter?

Population density measures the number of people per square mile in a ZIP code area. It helps identify urban vs. rural areas, affects real estate values, impacts service availability, and is used in market analysis. Dense urban ZIP codes may have 50,000+ people per square mile.

How are ZIP code boundaries determined?

ZIP code boundaries are determined by the USPS based on mail delivery routes, not political or geographic boundaries. They follow carrier routes and may cross city, county, or even state lines. Boundaries can change when the USPS reorganizes delivery operations.

What does median household income tell me about a ZIP code?

Median household income is the middle value when all household incomes in a ZIP code are sorted. Half of households earn more and half earn less. It is a better indicator of typical earnings than average income, which can be skewed by very high or very low outliers.