🇺🇸 United States ZIP Code

STANDARD

49686

Traverse City

ZIP Code 49686 is a standard zip code serving Traverse City, Traverse City, Michigan (MI), in Grand Traverse County, United States. It has an estimated population of 32,056 with a median household income of $51,104. The area falls within the America/Detroit timezone.

Median Household Income vs. National Average

Location

Country: 🇺🇸 United States
State / Province: Michigan (MI)
County: Grand Traverse
City: Traverse City
Timezone: America/Detroit

Coordinates

Latitude: 44.763100
Longitude: -85.620600

Geographic Details

Land Area: 120.24 mi²
Water Area: 28.97 mi²
Population Density: 267.0 people per mi² (65th percentile)
Bounding Box: 44.996914°N, 44.620720°S, -85.332879°E, -85.634266°W

With 32,056 residents spread across 120.24 square miles, this area has a population density of 267.0 people per square mile.

Demographics

32,056

Population

90th percentile

$51,104

Median Income

55th percentile

$180,700

Median Home Value

70th percentile

120.24 mi²

Land Area

The median household income in 49686 is $51,104, and the median home value is $180,700.

Housing

16,100

Total Units

13,694

Occupied Units

85.1%

Occupancy Rate

Nearby ZIP Codes

Other zip codes in Traverse City, MI.

49684

Traverse City

49685

Traverse City

49696

Traverse City

Similar ZIP Codes in Michigan

ZIP codes with similar median household income in Michigan.

49682

Suttons Bay

$48,237

49319

Cedar Springs

$57,622

48074

Smiths Creek

$49,109

48767

Unionville

$55,469

48328

Waterford

$44,663

49107

Buchanan

$46,378

48415

Birch Run

$55,547

49038

Coloma

$44,913

Frequently Asked Questions

What information is available for each ZIP code?

Each ZIP code page shows city, state, county, geographic coordinates, timezone, population, median household income, median home value, housing units, land area, population density, commute time, educational attainment, area codes, and ZIP code type (Standard, PO Box, or Unique).

What are the different types of ZIP codes?

There are three types of ZIP codes: Standard (residential and commercial delivery areas), PO Box (assigned to post office box sections), and Unique (assigned to a single high-volume address like a government agency or large company). Standard ZIP codes are the most common.

How often is ZIP code data updated?

ZIP code assignments are updated quarterly by the USPS. Demographic data comes from the US Census Bureau's American Community Survey (ACS), which releases new 5-year estimates annually. ZipFYI updates its data to reflect the latest available information.

What is population density and why does it matter?

Population density measures the number of people per square mile in a ZIP code area. It helps identify urban vs. rural areas, affects real estate values, impacts service availability, and is used in market analysis. Dense urban ZIP codes may have 50,000+ people per square mile.

How are ZIP code boundaries determined?

ZIP code boundaries are determined by the USPS based on mail delivery routes, not political or geographic boundaries. They follow carrier routes and may cross city, county, or even state lines. Boundaries can change when the USPS reorganizes delivery operations.

What does median household income tell me about a ZIP code?

Median household income is the middle value when all household incomes in a ZIP code are sorted. Half of households earn more and half earn less. It is a better indicator of typical earnings than average income, which can be skewed by very high or very low outliers.