🇺🇸 United States ZIP Code

STANDARD

49078

Otsego

ZIP Code 49078 is a standard zip code serving Otsego, Otsego, Michigan (MI), in Allegan County, United States. It has an estimated population of 8,902 with a median household income of $49,363. The area falls within the America/Detroit timezone.

Median Household Income vs. National Average

Location

Country: 🇺🇸 United States
State / Province: Michigan (MI)
County: Allegan
City: Otsego
Timezone: America/Detroit

Coordinates

Latitude: 42.472300
Longitude: -85.703500

Geographic Details

Land Area: 48.00 mi²
Water Area: 0.71 mi²
Population Density: 185.0 people per mi² (60th percentile)
Bounding Box: 42.546836°N, 42.389541°S, -85.652497°E, -85.798291°W

With 8,902 residents spread across 48.00 square miles, this area has a population density of 185.0 people per square mile.

Demographics

8,902

Population

65th percentile

$49,363

Median Income

50th percentile

$117,700

Median Home Value

45th percentile

48.00 mi²

Land Area

The median household income in 49078 is $49,363, and the median home value is $117,700.

Housing

3,752

Total Units

3,488

Occupied Units

93.0%

Occupancy Rate

Similar ZIP Codes in Michigan

ZIP codes with similar median household income in Michigan.

48416

Brown City

$43,397

49082

Quincy

$42,535

49329

Howard City

$46,217

49036

Coldwater

$42,635

48849

Lake Odessa

$48,656

48609

Saginaw

$53,557

49330

Kent City

$48,944

49250

Jonesville

$42,378

Frequently Asked Questions

What information is available for each ZIP code?

Each ZIP code page shows city, state, county, geographic coordinates, timezone, population, median household income, median home value, housing units, land area, population density, commute time, educational attainment, area codes, and ZIP code type (Standard, PO Box, or Unique).

What are the different types of ZIP codes?

There are three types of ZIP codes: Standard (residential and commercial delivery areas), PO Box (assigned to post office box sections), and Unique (assigned to a single high-volume address like a government agency or large company). Standard ZIP codes are the most common.

How often is ZIP code data updated?

ZIP code assignments are updated quarterly by the USPS. Demographic data comes from the US Census Bureau's American Community Survey (ACS), which releases new 5-year estimates annually. ZipFYI updates its data to reflect the latest available information.

What is population density and why does it matter?

Population density measures the number of people per square mile in a ZIP code area. It helps identify urban vs. rural areas, affects real estate values, impacts service availability, and is used in market analysis. Dense urban ZIP codes may have 50,000+ people per square mile.

How are ZIP code boundaries determined?

ZIP code boundaries are determined by the USPS based on mail delivery routes, not political or geographic boundaries. They follow carrier routes and may cross city, county, or even state lines. Boundaries can change when the USPS reorganizes delivery operations.

What does median household income tell me about a ZIP code?

Median household income is the middle value when all household incomes in a ZIP code are sorted. Half of households earn more and half earn less. It is a better indicator of typical earnings than average income, which can be skewed by very high or very low outliers.