🇺🇸 United States ZIP Code

STANDARD

48638

Saginaw

ZIP Code 48638 is a standard zip code serving Saginaw, Saginaw, Michigan (MI), in Gladwin County, United States. It has an estimated population of 12,922 with a median household income of $52,221. The area falls within the America/Detroit timezone.

Median Household Income vs. National Average

Location

Country: 🇺🇸 United States
State / Province: Michigan (MI)
County: Gladwin
City: Saginaw
Timezone: America/Detroit

Coordinates

Latitude: 43.434300
Longitude: -84.009100

Geographic Details

Land Area: 6.61 mi²
Water Area: 0.16 mi²
Population Density: 1956.0 people per mi² (85th percentile)
Bounding Box: 43.437338°N, 43.392334°S, -83.993878°E, -84.049288°W

With 12,922 residents spread across 6.61 square miles, this area has a population density of 1956.0 people per square mile.

Demographics

12,922

Population

70th percentile

$52,221

Median Income

60th percentile

$125,900

Median Home Value

50th percentile

6.61 mi²

Land Area

The median household income in 48638 is $52,221, and the median home value is $125,900.

Housing

6,281

Total Units

5,878

Occupied Units

93.6%

Occupancy Rate

Nearby ZIP Codes

Other zip codes in Saginaw, MI.

48601

Saginaw

48602

Saginaw

48603

Saginaw

48604

Saginaw

48605

Saginaw

48606

Saginaw

48607

Saginaw

48608

Saginaw

48609

Saginaw

48663

Saginaw

Similar ZIP Codes in Michigan

ZIP codes with similar median household income in Michigan.

48048

New Haven

$57,393

49096

Vermontville

$52,500

49807

Bark River

$48,264

48827

Eaton Rapids

$56,661

49456

Spring Lake

$57,262

49038

Coloma

$44,913

49070

Martin

$49,213

49227

Allen

$49,000

Frequently Asked Questions

What information is available for each ZIP code?

Each ZIP code page shows city, state, county, geographic coordinates, timezone, population, median household income, median home value, housing units, land area, population density, commute time, educational attainment, area codes, and ZIP code type (Standard, PO Box, or Unique).

What are the different types of ZIP codes?

There are three types of ZIP codes: Standard (residential and commercial delivery areas), PO Box (assigned to post office box sections), and Unique (assigned to a single high-volume address like a government agency or large company). Standard ZIP codes are the most common.

How often is ZIP code data updated?

ZIP code assignments are updated quarterly by the USPS. Demographic data comes from the US Census Bureau's American Community Survey (ACS), which releases new 5-year estimates annually. ZipFYI updates its data to reflect the latest available information.

What is population density and why does it matter?

Population density measures the number of people per square mile in a ZIP code area. It helps identify urban vs. rural areas, affects real estate values, impacts service availability, and is used in market analysis. Dense urban ZIP codes may have 50,000+ people per square mile.

How are ZIP code boundaries determined?

ZIP code boundaries are determined by the USPS based on mail delivery routes, not political or geographic boundaries. They follow carrier routes and may cross city, county, or even state lines. Boundaries can change when the USPS reorganizes delivery operations.

What does median household income tell me about a ZIP code?

Median household income is the middle value when all household incomes in a ZIP code are sorted. Half of households earn more and half earn less. It is a better indicator of typical earnings than average income, which can be skewed by very high or very low outliers.