🇺🇸 United States ZIP Code

STANDARD

38574

Monterey

ZIP Code 38574 is a standard zip code serving Monterey, Monterey, Tennessee (TN), in Putnam County, United States. It has an estimated population of 8,413 with a median household income of $29,782. The area falls within the America/Chicago timezone.

Median Household Income vs. National Average

Location

Country: 🇺🇸 United States
State / Province: Tennessee (TN)
County: Putnam
City: Monterey
Timezone: America/Chicago

Coordinates

Latitude: 36.150900
Longitude: -85.254200

Geographic Details

Land Area: 172.56 mi²
Water Area: 0.68 mi²
Population Density: 49.0 people per mi² (40th percentile)
Bounding Box: 36.264765°N, 36.018186°S, -85.039153°E, -85.382612°W

With 8,413 residents spread across 172.56 square miles, this area has a population density of 49.0 people per square mile.

Demographics

8,413

Population

65th percentile

$29,782

Median Income

5th percentile

$98,800

Median Home Value

30th percentile

172.56 mi²

Land Area

The median household income in 38574 is $29,782, and the median home value is $98,800. This is below the national average for household income.

Housing

3,749

Total Units

3,186

Occupied Units

85.0%

Occupancy Rate

Similar ZIP Codes in Tennessee

ZIP codes with similar median household income in Tennessee.

37825

New Tazewell

$31,951

37726

Deer Lodge

$27,391

37729

Duff

$33,931

38069

Stanton

$31,250

37321

Dayton

$34,046

37354

Madisonville

$33,655

38344

Huntingdon

$32,979

38012

Brownsville

$33,525

Frequently Asked Questions

What information is available for each ZIP code?

Each ZIP code page shows city, state, county, geographic coordinates, timezone, population, median household income, median home value, housing units, land area, population density, commute time, educational attainment, area codes, and ZIP code type (Standard, PO Box, or Unique).

What are the different types of ZIP codes?

There are three types of ZIP codes: Standard (residential and commercial delivery areas), PO Box (assigned to post office box sections), and Unique (assigned to a single high-volume address like a government agency or large company). Standard ZIP codes are the most common.

How often is ZIP code data updated?

ZIP code assignments are updated quarterly by the USPS. Demographic data comes from the US Census Bureau's American Community Survey (ACS), which releases new 5-year estimates annually. ZipFYI updates its data to reflect the latest available information.

What is population density and why does it matter?

Population density measures the number of people per square mile in a ZIP code area. It helps identify urban vs. rural areas, affects real estate values, impacts service availability, and is used in market analysis. Dense urban ZIP codes may have 50,000+ people per square mile.

How are ZIP code boundaries determined?

ZIP code boundaries are determined by the USPS based on mail delivery routes, not political or geographic boundaries. They follow carrier routes and may cross city, county, or even state lines. Boundaries can change when the USPS reorganizes delivery operations.

What does median household income tell me about a ZIP code?

Median household income is the middle value when all household incomes in a ZIP code are sorted. Half of households earn more and half earn less. It is a better indicator of typical earnings than average income, which can be skewed by very high or very low outliers.