🇺🇸 United States ZIP Code

STANDARD

37412

Chattanooga

ZIP Code 37412 is a standard zip code serving Chattanooga, Chattanooga, Tennessee (TN), in Hamilton County, United States. It has an estimated population of 20,951 with a median household income of $38,998. The area falls within the America/New_York timezone.

Median Household Income vs. National Average

Location

Country: 🇺🇸 United States
State / Province: Tennessee (TN)
County: Hamilton
City: Chattanooga
Timezone: America/New_York

Coordinates

Latitude: 35.001500
Longitude: -85.238400

Geographic Details

Land Area: 8.74 mi²
Population Density: 2398.0 people per mi² (85th percentile)
Bounding Box: 35.020450°N, 34.984975°S, -85.172306°E, -85.275617°W

With 20,951 residents spread across 8.74 square miles, this area has a population density of 2398.0 people per square mile.

Demographics

20,951

Population

80th percentile

$38,998

Median Income

25th percentile

$117,000

Median Home Value

45th percentile

8.74 mi²

Land Area

The median household income in 37412 is $38,998, and the median home value is $117,000. This is below the national average for household income.

Housing

10,366

Total Units

9,433

Occupied Units

91.0%

Occupancy Rate

Nearby ZIP Codes

Other zip codes in Chattanooga, TN.

37401

Chattanooga

37402

Chattanooga

37403

Chattanooga

37404

Chattanooga

37405

Chattanooga

37406

Chattanooga

37407

Chattanooga

37408

Chattanooga

37409

Chattanooga

37410

Chattanooga

Similar ZIP Codes in Tennessee

ZIP codes with similar median household income in Tennessee.

38555

Crossville

$35,403

38572

Crossville

$36,175

37329

Englewood

$36,516

37160

Shelbyville

$37,477

38006

Bells

$43,925

38469

Loretto

$34,960

38461

Hampshire

$38,683

38256

Springville

$42,238

Frequently Asked Questions

What information is available for each ZIP code?

Each ZIP code page shows city, state, county, geographic coordinates, timezone, population, median household income, median home value, housing units, land area, population density, commute time, educational attainment, area codes, and ZIP code type (Standard, PO Box, or Unique).

What are the different types of ZIP codes?

There are three types of ZIP codes: Standard (residential and commercial delivery areas), PO Box (assigned to post office box sections), and Unique (assigned to a single high-volume address like a government agency or large company). Standard ZIP codes are the most common.

How often is ZIP code data updated?

ZIP code assignments are updated quarterly by the USPS. Demographic data comes from the US Census Bureau's American Community Survey (ACS), which releases new 5-year estimates annually. ZipFYI updates its data to reflect the latest available information.

What is population density and why does it matter?

Population density measures the number of people per square mile in a ZIP code area. It helps identify urban vs. rural areas, affects real estate values, impacts service availability, and is used in market analysis. Dense urban ZIP codes may have 50,000+ people per square mile.

How are ZIP code boundaries determined?

ZIP code boundaries are determined by the USPS based on mail delivery routes, not political or geographic boundaries. They follow carrier routes and may cross city, county, or even state lines. Boundaries can change when the USPS reorganizes delivery operations.

What does median household income tell me about a ZIP code?

Median household income is the middle value when all household incomes in a ZIP code are sorted. Half of households earn more and half earn less. It is a better indicator of typical earnings than average income, which can be skewed by very high or very low outliers.