🇺🇸 United States ZIP Code

STANDARD

32413

Panama City Beach

ZIP Code 32413 is a standard zip code serving Panama City Beach, Panama City Beach, Florida (FL), in Bay County, United States. It has an estimated population of 13,128 with a median household income of $52,236. The area falls within the America/Chicago timezone.

Median Household Income vs. National Average

Location

Country: 🇺🇸 United States
State / Province: Florida (FL)
County: Bay
City: Panama City Beach
Timezone: America/Chicago

Coordinates

Latitude: 30.310500
Longitude: -85.910600

Geographic Details

Land Area: 73.09 mi²
Water Area: 7.93 mi²
Population Density: 180.0 people per mi² (60th percentile)
Bounding Box: 30.440623°N, 30.188709°S, -85.762987°E, -86.079918°W

With 13,128 residents spread across 73.09 square miles, this area has a population density of 180.0 people per square mile.

Demographics

13,128

Population

70th percentile

$52,236

Median Income

60th percentile

$171,200

Median Home Value

65th percentile

73.09 mi²

Land Area

The median household income in 32413 is $52,236, and the median home value is $171,200.

Housing

16,686

Total Units

5,855

Occupied Units

35.1%

Occupancy Rate

Nearby ZIP Codes

Other zip codes in Panama City Beach, FL.

32407

Panama City Beach

Similar ZIP Codes in Florida

ZIP codes with similar median household income in Florida.

34209

Bradenton

$51,572

32011

Callahan

$52,509

32083

Raiford

$47,400

34434

Dunnellon

$50,213

34945

Fort Pierce

$45,640

32046

Hilliard

$45,918

33972

Lehigh Acres

$51,286

32669

Newberry

$56,551

Frequently Asked Questions

What information is available for each ZIP code?

Each ZIP code page shows city, state, county, geographic coordinates, timezone, population, median household income, median home value, housing units, land area, population density, commute time, educational attainment, area codes, and ZIP code type (Standard, PO Box, or Unique).

What are the different types of ZIP codes?

There are three types of ZIP codes: Standard (residential and commercial delivery areas), PO Box (assigned to post office box sections), and Unique (assigned to a single high-volume address like a government agency or large company). Standard ZIP codes are the most common.

How often is ZIP code data updated?

ZIP code assignments are updated quarterly by the USPS. Demographic data comes from the US Census Bureau's American Community Survey (ACS), which releases new 5-year estimates annually. ZipFYI updates its data to reflect the latest available information.

What is population density and why does it matter?

Population density measures the number of people per square mile in a ZIP code area. It helps identify urban vs. rural areas, affects real estate values, impacts service availability, and is used in market analysis. Dense urban ZIP codes may have 50,000+ people per square mile.

How are ZIP code boundaries determined?

ZIP code boundaries are determined by the USPS based on mail delivery routes, not political or geographic boundaries. They follow carrier routes and may cross city, county, or even state lines. Boundaries can change when the USPS reorganizes delivery operations.

What does median household income tell me about a ZIP code?

Median household income is the middle value when all household incomes in a ZIP code are sorted. Half of households earn more and half earn less. It is a better indicator of typical earnings than average income, which can be skewed by very high or very low outliers.