🇺🇸 United States ZIP Code

STANDARD

32407

Panama City Beach

ZIP Code 32407 is a standard zip code serving Panama City Beach, Panama City Beach, Florida (FL), in Bay County, United States. It has an estimated population of 9,347 with a median household income of $51,328. The area falls within the America/Chicago timezone.

Median Household Income vs. National Average

Location

Country: 🇺🇸 United States
State / Province: Florida (FL)
County: Bay
City: Panama City Beach
Timezone: America/Chicago

Coordinates

Latitude: 30.200700
Longitude: -85.813600

Geographic Details

Land Area: 13.87 mi²
Water Area: 4.04 mi²
Population Density: 674.0 people per mi² (75th percentile)
Bounding Box: 30.231725°N, 30.162349°S, -85.726065°E, -85.854743°W

With 9,347 residents spread across 13.87 square miles, this area has a population density of 674.0 people per square mile.

Demographics

9,347

Population

65th percentile

$51,328

Median Income

55th percentile

$200,500

Median Home Value

75th percentile

13.87 mi²

Land Area

The median household income in 32407 is $51,328, and the median home value is $200,500.

Housing

8,118

Total Units

4,096

Occupied Units

50.5%

Occupancy Rate

Nearby ZIP Codes

Other zip codes in Panama City Beach, FL.

32413

Panama City Beach

Similar ZIP Codes in Florida

ZIP codes with similar median household income in Florida.

33908

Fort Myers

$52,268

32667

Micanopy

$44,498

32405

Panama City

$43,976

34104

Naples

$48,228

33981

Port Charlotte

$47,334

32504

Pensacola

$44,837

34957

Jensen Beach

$44,487

32097

Yulee

$54,851

Frequently Asked Questions

What information is available for each ZIP code?

Each ZIP code page shows city, state, county, geographic coordinates, timezone, population, median household income, median home value, housing units, land area, population density, commute time, educational attainment, area codes, and ZIP code type (Standard, PO Box, or Unique).

What are the different types of ZIP codes?

There are three types of ZIP codes: Standard (residential and commercial delivery areas), PO Box (assigned to post office box sections), and Unique (assigned to a single high-volume address like a government agency or large company). Standard ZIP codes are the most common.

How often is ZIP code data updated?

ZIP code assignments are updated quarterly by the USPS. Demographic data comes from the US Census Bureau's American Community Survey (ACS), which releases new 5-year estimates annually. ZipFYI updates its data to reflect the latest available information.

What is population density and why does it matter?

Population density measures the number of people per square mile in a ZIP code area. It helps identify urban vs. rural areas, affects real estate values, impacts service availability, and is used in market analysis. Dense urban ZIP codes may have 50,000+ people per square mile.

How are ZIP code boundaries determined?

ZIP code boundaries are determined by the USPS based on mail delivery routes, not political or geographic boundaries. They follow carrier routes and may cross city, county, or even state lines. Boundaries can change when the USPS reorganizes delivery operations.

What does median household income tell me about a ZIP code?

Median household income is the middle value when all household incomes in a ZIP code are sorted. Half of households earn more and half earn less. It is a better indicator of typical earnings than average income, which can be skewed by very high or very low outliers.