🇺🇸 United States ZIP Code

STANDARD

20197

Waterford

ZIP Code 20197 is a standard zip code serving Waterford, Waterford, Virginia (VA), in Loudoun County, United States. It has an estimated population of 1,840 with a median household income of $136,677. The area falls within the America/New_York timezone.

Median Household Income vs. National Average

Location

Country: 🇺🇸 United States
State / Province: Virginia (VA)
County: Loudoun
City: Waterford
Timezone: America/New_York

Coordinates

Latitude: 39.188200
Longitude: -77.630000

Geographic Details

Land Area: 13.43 mi²
Water Area: 0.13 mi²
Population Density: 137.0 people per mi² (55th percentile)
Bounding Box: 39.227810°N, 39.159047°S, -77.571417°E, -77.680003°W

With 1,840 residents spread across 13.43 square miles, this area has a population density of 137.0 people per square mile.

Demographics

1,840

Population

35th percentile

$136,677

Median Income

95th percentile

$661,900

Median Home Value

95th percentile

13.43 mi²

Land Area

The median household income in 20197 is $136,677, and the median home value is $661,900. This places the area in the top 25% nationally for household income.

Housing

661

Total Units

606

Occupied Units

91.7%

Occupancy Rate

Similar ZIP Codes in Virginia

ZIP codes with similar median household income in Virginia.

20132

Purcellville

$129,180

20194

Reston

$131,926

20158

Hamilton

$120,991

20141

Round Hill

$124,180

22314

Alexandria

$117,037

22213

Arlington

$141,458

20165

Sterling

$129,827

20152

Chantilly

$144,250

Frequently Asked Questions

What information is available for each ZIP code?

Each ZIP code page shows city, state, county, geographic coordinates, timezone, population, median household income, median home value, housing units, land area, population density, commute time, educational attainment, area codes, and ZIP code type (Standard, PO Box, or Unique).

What are the different types of ZIP codes?

There are three types of ZIP codes: Standard (residential and commercial delivery areas), PO Box (assigned to post office box sections), and Unique (assigned to a single high-volume address like a government agency or large company). Standard ZIP codes are the most common.

How often is ZIP code data updated?

ZIP code assignments are updated quarterly by the USPS. Demographic data comes from the US Census Bureau's American Community Survey (ACS), which releases new 5-year estimates annually. ZipFYI updates its data to reflect the latest available information.

What is population density and why does it matter?

Population density measures the number of people per square mile in a ZIP code area. It helps identify urban vs. rural areas, affects real estate values, impacts service availability, and is used in market analysis. Dense urban ZIP codes may have 50,000+ people per square mile.

How are ZIP code boundaries determined?

ZIP code boundaries are determined by the USPS based on mail delivery routes, not political or geographic boundaries. They follow carrier routes and may cross city, county, or even state lines. Boundaries can change when the USPS reorganizes delivery operations.

What does median household income tell me about a ZIP code?

Median household income is the middle value when all household incomes in a ZIP code are sorted. Half of households earn more and half earn less. It is a better indicator of typical earnings than average income, which can be skewed by very high or very low outliers.